Workers’ compensation is a type of insurance that provides wage replacement and other benefits to employees who have been injured on the job or during the course of employment. Employees typically give up their right to sue their employer in order to receive workers’ compensation benefits.
Although voluntary in the United States, most states have workers’ compensation laws, but the availability of compensation, amount of benefits, and length of time a worker may receive such benefits differ from state to state. As of 2018, private employers in the state of Texas are not required to have workers’ compensation insurance.
Private industry employers reported approximately 2.8 million nonfatal workplace injuries and illnesses in 2017, according to the U.S. Bureau of Labor Statistics. Likewise, employers spend billions of dollars each year in expenses related to workplace injuries and illnesses.
Common workplace injuries may include:
- Overexertion from lifting or lowering objects
- Slips, trips and falls
- Contact with objects and workplace equipment
- Contact with dangerous chemicals
According to the National Safety Council, occupations with the largest number of workplace injuries resulting in days away from work include:
- Service men and women (police, firefighters, paramedics and other first-responders)
- Transportation and shipping
- Manufacturing and production
- Installation, maintenance and repair
Employers are ultimately responsible for the safety of their employees, and many injuries occur because employers fail to comply with federal safety standards or state laws. Regardless of occupation or field of work, employees shouldn’t have to worry whether or not their employer is following safety procedures.
A personal injury lawyer specializing in workers’ compensation can help in a number of ways. Not only does a workers’ compensation attorney understand the complexities of the law, he or she will be able to determine if a claim can be filed against a third party not related to the employer, including property owners, general contractors and equipment manufacturers. In some states, an employer can be held legally responsible for a worker’s injuries if the employee can prove that the injury was intentional.
If you have been injured at work, contact a personal injury attorney at the Linville Law Group today. You may be eligible to recover compensation for medical expenses, lost wages, and pain and suffering. Family members of those who have died may also be eligible to recover compensation for damages, including funeral expenses and the pain of losing a loved one.